Smart banking starts here.
Take control of your finances.
Put yourself in a position to succeed.
Put your money to work to help you meet your goals.
We speak your language.
Access Your eStatements
Not registered for Internet Banking? Click below to access or register for eStatements.
Builder Loans
This short-term loan option was created to provide contractors and other construction professionals with the cash they need to complete their projects. Get the financing you need and only pay the interest during the term.
Borrow up to 80% of the Loan-to-Value ratio and get cash disbursements to cover labor, materials, equipment, and other costs. Our loan officers are familiar with the process, and will be there to make sure you have everything you need.
- Summary
- 12-month term loan
- Borrow up to 80% LTV
- Competitive fixed rate
- Interest charged based on amount of funds disbursed
- Interest-only payments during the term
- ½ point origination fee
- Financing for contract deals and construction for speculation
- Personal focus on customer service
- Experienced loan officers
- Local decisions and underwriting
